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1·The gap between assets and a realistic actuarial valuation of present liabilities is simply staggering.

资产与当前负债实际精算评估值之间的差距简直大得惊人。

2·The actuary-based valuation refers to the method which uses actuarial knowledge and is completed by professional actuary.

精算评估主要由精算人员运用专业的精算知识完成。