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1·Deferred annuity an annuity contract that delays payments of income, installments, or a lump sum until the investor elects to receive them.

递延年金延迟支付收入、分期付款或整笔付款，直至投资者选择收取的年金合约。

2·An annuity is a contract you make with an insurance company.

年金是客户与保险公司签订的一种合同。

3·Vested right of enterprise annuity refers to the ratio that enterprise's contribution to employee personal pension accounts credited to individual accounts in labor contract period.

企业年金中的既得受益权是指劳动合同期内，企业向员工个人年金账户供款记入个人账户的比例。