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1·They argue that governments should persuade us into making better decisions—such as saving more in our pension plans—by changing the default options.

他们认为，政府应该通过改变一些默认选项来说服我们做出更好的决定，比如在我们的养老金计划中存更多的钱。

2·Cuts to their pension plans are now being discussed.

他们退休金也正在被考虑削减。

3·No, cruise lines do not provide paid vacation or pension plans.

不，游船公司不提供带薪休假或退休金计划。

4·Still, traditional pension plans pay a set amount for as long as a retiree lives.

然而，只要退休人员在世，传统退休金方案就支付固定金额的退休金。

5·In the CRR's sample of pension plans, about 60% had funding ratios of at least 80% in 2006.

在退休研究中心的养老金计划的样本中，大约60%在2006年的基金比例达到了80%以上。

6·That includes salaries and bonuses deposited in bank, real estate, business income, and pension plans.

这些收入和财产包括存在银行的工资、红利，房产，企业收益以及公积金。

7·Several states have had to borrow money for pension plans that have fallen below required funding levels.

若干州已不得不为已经低于所需资金水平的退休金方案提供贷款。

8·Henk spoke about the pension space where pension plans are extremely complex and also change frequently over time.

Henk谈到了养老金领域，该领域的养老金计划极其复杂且还随着时间推移频繁的变化。

9·The bank's report says contributory pension plans cover very few people due to the nature of many jobs and livelihoods.

非洲开发银行的报告说，由于许多工作本身的性质，只有很少人受惠于退休金计划。

10·At the same time, the relationship between employee stock ownership plans and diversified pension plans is discussed.

同时，对员工持股计划与多样化养老金计划的关系进行了探讨。