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1·The writer put forward the own viewpoint about the generous character of the credit risk and the market risk based on the Basle Concordat;

笔者从巴塞尔协议对信用风险和市场风险的度量出发，对表外业务的风险的度量提出了自己的看法；

2·Currently, the deadlock that risk agency cause is more and more, the controversy of the concerning risk agency concordat legal effect is also more and more vigorous.

目前，因风险代理引发的纠纷越来越多，对风险代理合同法律效力的争议也愈来愈激烈。