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1·Under wantage insurance, when the loss is caused by a third party, the insurer gains the indemnity-recovering right of subrogation therefrom, provided that the insurer executed its duty of indemnity.

不足额保险下，当保险标的由于第三者责任造成保险损失后，保险人在履行赔偿义务的前提下，取得对第三者的代位追偿权。