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1·With a conventional mortgage, the payments consist of both capital and interest.

一般的抵押借款，偿还包括本金和利息两部分。《柯林斯英汉双解大词典》

2·After two or three years of on time payments, you can then refinance for conventional mortgage rates.

经过两、三年的时间付款，那么你可以为常规转按揭利率。

3·The process of obtaining an ITIN loan is somewhat more complicated than that of applying for a conventional mortgage.

获得贷款的过程是一个较为复杂的刺猬比常规申请按揭。

4·So, that's a funny property of conventional mortgages -that the mortgage balance declines very slowly at first and then it falls rapidly when it comes to maturity.

这是普通贷款很有意思的特性，即贷款余额在起初减少的非常缓慢，但随着到期日的临近，便会加速递减。

5·Lending institutions often charge interest on subprime mortgages at a rate that is higher than a conventional mortgage in order to compensate themselves for carrying more risk.

贷款机构通常会对次级贷款收取高于常规贷款的利息以便补偿他们承担的更大的风险。

6·Before the crisis the conventional wisdom had been that people would do whatever they could to stay in their houses, giving priority to mortgage payments over all other forms of debt.

危机前，传统智慧认为无论怎样人们都会竭尽所能保有自己的房子，按揭款的优先级将高于其他债务。

7·If this is sustained, the conventional 30-year mortgage rate should fall to around 5%, says Nicholas Strand of Barclays Capital, from over 6.5% in early November.

巴莱克投资银行的尼古拉斯称，若保持此速度，那传统的30年按揭率将由11月初的6.5%下降至5%。

8·The typical -i'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.

典型的抵押贷款，我先介绍普通30年期抵押贷款，从20世纪50年代初起，它就是美国抵押贷款的标准期限。