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1·Since 1999, the Government- subsidized Student Loan Scheme (GSSLS) has been put into practice and played an important role in the reform and development of higher education in China.

我国自1999年实施国家助学贷款制度以来，国家助学贷款已成为我国高校中覆盖面最广、资助力度最大的一项资助政策。

2·The essential reason for the situation is the serious defects in the design of Chinese state-subsidized student loan system.

造成这种局面的根本原因在于我国现行国家助学贷款制度的设计存在严重缺陷。

3·The scheme subsidized student Loan is reasonable by and large in Huazhong University of Science and Technology, but some needy-students are subsidized repeatedly and some eligible recipients are lost.

华中科技大学的贷款资助方案是基本合理的，但也存在重叠和漏缺现象。