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1·Santander had a non-performing loan ratio of 3.37%, up from 2.82%.

桑坦德银行的不良贷款率从2.82%提高到3.37%。

2·Non-Performing Loan Loans that are in default or close to being in default.

不良贷款已经违约或接近违约的贷款。

3·Third, establishes the special bad assets recovery department to concentrate the cleaning up handling non-performing loan.

第三，成立专门的不良资产清收部门集中清理处置不良贷款。

4·The low quality of loan decision-making of commercial Banks directly derives into non-performing loans, which possibly causes a bank's bankruptcy.

商业银行信贷决策质量不高，直接导致了问题贷款——决定银行生死存亡的风险因素之一的产生。

5·To settle debts with assets is an important means to make bad assets living, but the risk from non-performing loan will probably shift to mortgaged assets.

以资抵债是盘活不良贷款的重要手段，但不良贷款所产生的风险同时也可能随之转移到了抵债资产上。

6·Measurement results show that a non-performing loan rate is significantly inhibited by public and private credit bureau in the whole sample and developed countries.

计量结果表明：在全样本和发达国家中，公共征信、私营征信都对不良贷款率有显著的抑制作用。

7·Governance variables such as incentive, loan structure, types of household loans and the frequency of replacement of RCC directors have impact on RCC non-performing loans.

激励的强度、贷款的结构、农户贷款方式的选择和主任的更换频率这些治理变量对信用社的不良贷款都会产生影响。

8·Return on risk-weighted assets (RORWA) is used to indicate the profitability of banks while non-performing loan rate and non-performing loan forming rate are used to indicate banks'asset quality.

用加权风险资产收益率作为商业银行盈利能力的衡量依据，用不良贷款率和不良贷款的净形成率作为资产质量管理能力的衡量依据。

9·There is much speciality in the reasons, quality and market environment of our countrys non-performing loan, so its pricing is always a problem that been concerned by the asset management corporation.

我国不良贷款的成因、质量和市场环境具有相当的特殊性和复杂性，因此不良贷款的转移定价一直是我国资产管理公司所关心的难点问题。

10·A series of problems such as how to strip the non-performing loan, whether it's political or commercial, will debt-to-equity swap be the way, have attracted great attention of economists and scholars.

怎样剥离，是否债转股等一系列问题，又再次引起了经济学家和许多学者的关注。