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1·They borrow from the bond market, through a mortgage credit intermediary.

而是通过一个房贷信用中介从债券市场中借贷。

2·Mortgage credit standards have tightened considerably since then, which should keep more renters in place.

从那时起，抵押贷款标准大幅收紧，这应当会令更多的人继续选择租房。

3·Even if house prices stabilise soon, non-mortgage credit will go on deteriorating as the economy shrinks.

即使房价很快企稳，非抵押信贷会随着经济下滑而继续恶化。

4·Mortgage credit will expand by less than 10% for the first time in 40 years in 2008, reckons Craig Williams, an analyst with Citigroup.

花旗集团分析师Craig Williams 预计，08年澳大利亚抵押贷款将会出现40多年来首次低于10%的增长。

5·In part because of the reduced availability of mortgage credit, the contraction in housing - related activity seemed likely to intensify.

部分原因是更难获得抵押贷款，收缩在与住房有关的活动，似乎有可能加剧。

6·The insurance of the housing mortgage credit plays an important role on dissolving Bank credit risk and stimulating personal house consumption.

住房抵押贷款保险，对于化解银行信贷风险、刺激个人住房消费发挥着重要作用。

7·Such tightening probably will be most acute immediately following cram-down's implementation, just when officials would like to ease mortgage credit.

但另一方面，为防范实施该规则的风险，贷款机构很可能对抵押贷款实行更严格的条件。

8·A subprime borrower is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.

“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。

9·Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.

人们大多背负着车贷，或许还有房贷，但对许多人来说信用卡往往才是导致债务困难的原因。

10·As a college graduate with no student loan, no car repayments, and no mortgage, credit CARDS have helped me 'get into the system' and build a strong credit profile.

做为一个没有助学贷款，没有汽车贷款，没有抵押的大学生，信用卡已经帮助我“进入这个系统”，并且建立了一个强健的信用记录。