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1·The ground level looks like a rift in its environment while the upper floor serves as a home office and as a guarding point.

地面看起来，而楼上的家庭办公室，并作为“护点”服务就像一个在其环境中的裂痕。

2·We conclude that the crux of successful withdrawal of state implicit guarantee lies in whether we can find the balance point between maintaining financial stability and guarding against moral hazard.

本文的讨论表明，国家隐性担保退出的关键在于能否找到维护金融稳定与防范道德风险的平衡点。