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1·Abstract: Longevity risk has become one of the major risk factors faced by insurance companies.

[摘要]膦长寿风险已成为保险公司面临的主要风险因素之一。

2·Pension plans and insurance companies that want to hedge their longevity risk need to find counterparties - investors who are happy to take on that risk.

希望对冲寿命风险的养老金计划和保险公司，需要找到对手方乐于承担这种风险的投资者。

3·Abstract: As the extension of the population's life expectancy, the systemic longevity risk is drawing more and more attention from the researchers and the insurance industry.

[摘要]随着人口平均寿命的延长，系统性的长寿风险正在逐步成为理论界和保险业关注的热点。

4·In order to effectively manage longevity risk, we can use many methods such as policy term, product portfolio, reinsurance, longevity bond and financial derivatives, to control and prerent the risk.

为有效控制长寿风险，可以利用保单条款控制风险、利用产品组合“对冲”风险、利用再保险分散风险、风险证券化以及开发金融衍生工具对冲风险。

5·After 10 years, however, that additional risk disappeared, and benefits to longevity later in life offset those initial heightened risks, the researchers concluded.

然而研究人员最后总结说，过了10之后，这种上升趋势会消失，其后对女性寿命的益处可以抵消当初的增加的危险。

6·The bad news is that with extra longevity comes increased risk of Alzheimer's disease and dementia.

但是不好的是随着寿命的增长患上阿尔茨海默和痴呆的概率增加。

7·That suggests current tests for the risks of diseases of aging are incomplete, as they do not take into account these longevity-associated genes that may override that risk.

这暗示着目前对老年疾病风险的测验仍是不完备的，因为他们没有把可能掩盖这些风险的与长寿相关的基因考虑进来。

8·The study indicates that, not only does oral contraception not increase risk for disease or death, but it may provide some protection and even increase longevity for women.

该研究表明，口服避孕药不仅不会增加患病和死亡的危险，还能为女性提供保护甚至让女性更为长寿。

9·Marriage is thought to have a number of health benefits, including greater longevity, less stress, and a lower risk of heart disease, diabetes, and depression.

婚姻对身体健康有很多好处：它能让人更长寿，减轻人们的压力，同时能降低人们患心脏病、糖尿病和抑郁症的危险。

10·Heart disease accounts for a large enough proportion of all deaths that any factor that promotes exceptional longevity almost inevitably must lead to decreased risk of cardiac death.

心脏疾病在所有死亡中占到了一个相当大的比例，以至于促进长寿的每一个因素都不可避免的降低了心源性死亡的危险。